Work danger: You may not have the opportunity to continue working If you're a solicitor or accountant with the IVA.

[ 嚴正聲明 ] 鑑於近日發現有來歷不明人士冒充本協會，藉此聯絡其他人士並進行行騙，本協會認為事態嚴重。

You will find there's one of a kind QR code on the cardboard issued by the customer support officer to every consumer. Buyers only must scan the Wechat mini-application to view the Photograph, Division and contact data of your customer service officer.

Any assets that you want to keep, like a car, needs to be excluded from your IVA. If you don't need to incorporate an asset and the insolvency practitioner won't Imagine your creditors will conform to exclude it, your insolvency practitioner would not deliver the proposal in your creditors.

持不反對申請證明到高等法院登記處，取得誓章表格。如果需要英文版本的破產解除證明書，則需使用英文誓章進行申請；

If you choose an IVA could possibly fit you, it’s generally really worth finding prices and estimates from quite a few insolvency specialists to check prices.

A great deal of creditors have signed nearly some thing known as the IVA protocol. This suggests they’re predicted to simply accept a proposal that has been prepared consistent with the protocol with out asking for unnecessary adjustments.

If you are struggling to pay for your debts, then we advocate you have in contact both on-line or by cellular phone on 0800 316 1833 so considered one of our helpful advisers can take a look at your situations and figure out the most effective personal debt Resolution in your case.

The freeware will allow you to use your gadgets much more iva是什麼 effectively. A restore stage will likely be developed just before alterations are made.

Most IVAs Possess a windfall clause. A windfall is money or possessions you will get unexpectedly - such as:

A debt reduction buy is an answer obtainable if You aren't in the position to afford to pay for any payments to iva是什麼 people you owe to. It freezes debts for the 12 months at which era They are really written off In case your situations have not improved.

而兩者另一個重要之別是，債務重組申請人只需留起每月薪金的一部分作還款之用，餘額可自由使用；破產申請者的生活卻需被破產官監察，入息在扣除基本生活費後，餘額需由破產官安排作還債之用。

If it’s most likely you are going to acquire an inheritance or substantial bonus 債務舒緩成功率 or reward in the upcoming five years, you should think carefully about whether an IVA is well suited for you.

借得la是一家來自新加坡的網上貸款配對平台，免費為個人及企業用戶在香港尋找最合適的貸款方案。只需數分鐘時間在網上填寫申請，用戶即可接收不同銀行和財務公司所發出的貸款安排及優惠以作比較。